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Tags : big tits , brunette , cowgirl , hd , husband , pornstar. Pornstars : alexis fawx. Sadly, many of these fraudsters target the most vulnerable people in our society, including the elderly, and people who are lonely, such as widows.

Scamming the elderly online and other vulnerable groups is sadly common, as are scams that take place over the phone, through email, and even in person.

That said, no one is immune from scams. We cover internet scams, such as email scams, and other scams that can be conducted over the phone or through the mail.

Please take a moment to read this and share it with your friends and family on Facebook, Twitter, Instagram, etc so we can all avoid becoming the next money scam victim.

The number is a reference to the article of the Nigerian Criminal Code that deals with fraud. This one has been around for hundreds of years — from the late 18 th century in fact — making it one of the biggest financial frauds in history.

Scammers would send out letters with a story and ask for money, basically. You will not receive the money. These fraudsters may even send you documents that look official — for example, they might appear to contain official government stamps or seals.

People who run this scam can also be found in other places around the world, such as the United States, the Netherlands, and the United Kingdom.

Basically, you get an email from what appears to be a legitimate company or bank that you actually use. The message contains a link that you need to click on in order to verify your information — usually your login details, so your email address and password, and bank account numbers.

The aim of phishing scams is to basically steal sensitive information, such as usernames, bank account numbers, email addresses, and passwords.

For example, if you get an email that appears to be from your bank asking you to verify details, then do not click the link in the email.

This is another pretty common one that, unfortunately, a small minority of people fall for, especially those who are experiencing financial strain.

With this one, you get an email that tells you that you have been pre-approved for a credit card or a bank loan. And, an accredited bank would never pre-approve you for a loan or credit card without an application.

You can report this type of scam to the FTC. You could also report the pre-approval message as spam on the FTC website here.

The scam artist asks you to deposit the check into your bank account, and then wire part of the money back to them.

The check then bounces, since it was fake, and you are left with no money and have to pay for the difference anyway.

This scam also happens a lot with money making opportunists and work at home jobs like mystery shopping jobs. If you are selling an item online, never accept more than the selling price for the item.

This person is attempting to scam you. State lotteries will publish the results online or will broadcast them on television — not by emailing you directly.

If you have been the victim of a lottery or other prize scam, then contact the Federal Trade Commission. You can report a lottery scam to the FTC online here.

If the scam involves U. Debt relief scammers call or email people and claim that they can help them to relieve their debts.

In May , the Federal Trade Commission and the State of Florida released a press release regarding a phony debt relief operation.

With these promises, the scammers got people to pay hundreds or thousands of dollars a month. After a while the victims realized that their debts were still unpaid, their accounts were in default and their credit scores were severely damaged.

Some of the victims were actually sued by their creditors, and others were forced into bankruptcy. The FTC and Florida charge that the defendants, despite taking these monthly payments, failed to extend consumers the promised debt consolidation loans.

And, as is the case with many of the scams on this list, the defendants took steps to appear legitimate, according to the press release:.

The defendants even went as far as to contact those who were already seeking assistance with debt relief:. Many of their victims had worked for years with their previous debt relief providers and had saved money in escrow accounts for use in negotiating with creditors.

Of course, if someone phones you saying that they can relieve your debts, it is most likely a scam. Never give out your personal details or agree to pay any money to a person who claims to be working for a debt relief company.

Money is requested under the guise of an unexpected AKA fake financial problem — such as payment for repairs or overdue rent. If someone phones you and asks you who you are, always respond by asking their name first, and never trust a stranger who calls to request money over the phone.

You can report imposter scams, such as a person posing as a family member or friend over the phone, to the FTC:. In this instance, the caller or emailer claims that you owe taxes and will demand that you pay them immediately.

In this situation, the person pretending to be an IRS agent will demand personal information from you.

If the scammer gets in touch via email, then the message will require you to verify your personal information. These messages often contain a link — just like with those phishing scams that we mentioned above.

This scam is one that the scammer can use to take money from the same people over and over again. Unscrupulous scammers join dating websites or contact people online in an attempt to extort money from people looking for love.

These requests can seem realistic, making this one of the more effective tactics for scamming people out of money. Of course, there is no such problem, and the person is just looking to scam the victim out of money.

The scammer will likely continue to extort money from the victim over and over again, until the victim runs out of money, or realizes that the person is a scam artist.

The FTC has a section on its website specifically for reporting Romance Scams, which you can find here. You know those calls where you pick up the phone only to hear an automated message, rather than a live person talking at the other end of the line?

In , there were more than 4. Businesses are not allowed to send out pre-recorded messages that promote the sale of their goods or services.

Also, prerecorded messages from a business that is getting in touch with you to collect a debt are allowed as well. So when you answer, a prerecorded message will play.

For example, the call may appear to be from the IRS and will try to get you to pay taxes — we discussed this particular scam in The Tax Scam section above.

If a robocall is not entirely informational, then it is likely that it is an illegal phone call that someone is using to try to scam you out of money or personal information.

Whatever the message says, as with pretty much all scams, the main aim is to steal your cash or to find out important personal information about you — such as bank details, date of birth, and social security numbers.

This is according to stats from the Robocall Index from YouMail this company produces software that blocks robocalls.

In fact, any willingness to engage could make you appear to be a good target for these scammers, and they might call you more as a result.

Since it is so widespread, there are lots of ways that you can report robocalls, and help organizations to put a stop to these scams. But, registering your numbers with the National Do Not Call registry is not the only step that you should take.

You can get in touch with the FCC online here. You can do this online here. The victim thinks that they are making a donation to a charitable cause when really they are being scammed out of their money.

Many of these scams take advantage of tragedies and disasters — as we said, this is low even for scam artists. Another thing that some scammers do is they thank you for a donation that you never made in order to trick you into paying them.

Before you donate any money to a charity, you need to check whether or not it is a legitimate organization. There are a few organizations that you can contact or use to research whether a charity is trustworthy:.

There are also some signs of a charity scam that you can watch out for — avoid any charity or fundraiser that:. It includes lots of resources for researching charities and it gives you a charity checklist that includes the steps you should take before making a donation.

You can contact your state consumer protection office — it will be able to accept and investigate your complaint. You can contact your state consumer protection office here.

Just visit this page of the FTC website. If the suspected scam is related to a natural disaster, then contact the National Center for Disaster Fraud here.

Ticket scammers know that if an event is popular, people will struggle to get tickets, and they take advantage of this by providing counterfeit tickets.

For example, they will use logos and branding that look official and like those used by real ticket companies. Because they know that these tickets are in high demand, scammers will charge prices much higher than the face value of a ticket.

There are actually a lot of ways you can get free money from the government , including college scholarships and grants.

But sadly, scammers also use this as an opportunity to commit frauds. With this scam, a person calls your house and says that they have a free government grant to award to you.

The person asks for your checking account information so that they can deposit the grant money into your account or take out a one-time processing fee.

You can file a complaint with the FTC online here. You can also register with the National Do Not Call Registry, which we mentioned above, and reduce the number of telemarketing calls that you get.

Working from home and having your own business is a dream for a lot of people. And while there are tons of legitimate and real work from jobs out there, there are also a lot of scams disguised as real small businesses and work at home jobs.

Pyramid schemes are some of the most well-known scams that unfortunately a lot of people still fall for. Pyramid schemes do not provide any tangible, for-value goods or services.

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The number is a reference to the article of the Nigerian Criminal Code that deals with fraud. This one has been around for hundreds of years — from the late 18 th century in fact — making it one of the biggest financial frauds in history.

Scammers would send out letters with a story and ask for money, basically. You will not receive the money. These fraudsters may even send you documents that look official — for example, they might appear to contain official government stamps or seals.

People who run this scam can also be found in other places around the world, such as the United States, the Netherlands, and the United Kingdom.

Basically, you get an email from what appears to be a legitimate company or bank that you actually use. The message contains a link that you need to click on in order to verify your information — usually your login details, so your email address and password, and bank account numbers.

The aim of phishing scams is to basically steal sensitive information, such as usernames, bank account numbers, email addresses, and passwords.

For example, if you get an email that appears to be from your bank asking you to verify details, then do not click the link in the email.

This is another pretty common one that, unfortunately, a small minority of people fall for, especially those who are experiencing financial strain.

With this one, you get an email that tells you that you have been pre-approved for a credit card or a bank loan. And, an accredited bank would never pre-approve you for a loan or credit card without an application.

You can report this type of scam to the FTC. You could also report the pre-approval message as spam on the FTC website here. The scam artist asks you to deposit the check into your bank account, and then wire part of the money back to them.

The check then bounces, since it was fake, and you are left with no money and have to pay for the difference anyway.

This scam also happens a lot with money making opportunists and work at home jobs like mystery shopping jobs. If you are selling an item online, never accept more than the selling price for the item.

This person is attempting to scam you. State lotteries will publish the results online or will broadcast them on television — not by emailing you directly.

If you have been the victim of a lottery or other prize scam, then contact the Federal Trade Commission. You can report a lottery scam to the FTC online here.

If the scam involves U. Debt relief scammers call or email people and claim that they can help them to relieve their debts.

In May , the Federal Trade Commission and the State of Florida released a press release regarding a phony debt relief operation.

With these promises, the scammers got people to pay hundreds or thousands of dollars a month. After a while the victims realized that their debts were still unpaid, their accounts were in default and their credit scores were severely damaged.

Some of the victims were actually sued by their creditors, and others were forced into bankruptcy. The FTC and Florida charge that the defendants, despite taking these monthly payments, failed to extend consumers the promised debt consolidation loans.

And, as is the case with many of the scams on this list, the defendants took steps to appear legitimate, according to the press release:.

The defendants even went as far as to contact those who were already seeking assistance with debt relief:.

Many of their victims had worked for years with their previous debt relief providers and had saved money in escrow accounts for use in negotiating with creditors.

Of course, if someone phones you saying that they can relieve your debts, it is most likely a scam. Never give out your personal details or agree to pay any money to a person who claims to be working for a debt relief company.

Money is requested under the guise of an unexpected AKA fake financial problem — such as payment for repairs or overdue rent. If someone phones you and asks you who you are, always respond by asking their name first, and never trust a stranger who calls to request money over the phone.

You can report imposter scams, such as a person posing as a family member or friend over the phone, to the FTC:. In this instance, the caller or emailer claims that you owe taxes and will demand that you pay them immediately.

In this situation, the person pretending to be an IRS agent will demand personal information from you. If the scammer gets in touch via email, then the message will require you to verify your personal information.

These messages often contain a link — just like with those phishing scams that we mentioned above. This scam is one that the scammer can use to take money from the same people over and over again.

Unscrupulous scammers join dating websites or contact people online in an attempt to extort money from people looking for love.

These requests can seem realistic, making this one of the more effective tactics for scamming people out of money. Of course, there is no such problem, and the person is just looking to scam the victim out of money.

The scammer will likely continue to extort money from the victim over and over again, until the victim runs out of money, or realizes that the person is a scam artist.

The FTC has a section on its website specifically for reporting Romance Scams, which you can find here. You know those calls where you pick up the phone only to hear an automated message, rather than a live person talking at the other end of the line?

In , there were more than 4. Businesses are not allowed to send out pre-recorded messages that promote the sale of their goods or services.

Also, prerecorded messages from a business that is getting in touch with you to collect a debt are allowed as well. So when you answer, a prerecorded message will play.

For example, the call may appear to be from the IRS and will try to get you to pay taxes — we discussed this particular scam in The Tax Scam section above.

If a robocall is not entirely informational, then it is likely that it is an illegal phone call that someone is using to try to scam you out of money or personal information.

Whatever the message says, as with pretty much all scams, the main aim is to steal your cash or to find out important personal information about you — such as bank details, date of birth, and social security numbers.

This is according to stats from the Robocall Index from YouMail this company produces software that blocks robocalls.

In fact, any willingness to engage could make you appear to be a good target for these scammers, and they might call you more as a result. Since it is so widespread, there are lots of ways that you can report robocalls, and help organizations to put a stop to these scams.

But, registering your numbers with the National Do Not Call registry is not the only step that you should take. You can get in touch with the FCC online here.

You can do this online here. The victim thinks that they are making a donation to a charitable cause when really they are being scammed out of their money.

Many of these scams take advantage of tragedies and disasters — as we said, this is low even for scam artists. Another thing that some scammers do is they thank you for a donation that you never made in order to trick you into paying them.

Before you donate any money to a charity, you need to check whether or not it is a legitimate organization. There are a few organizations that you can contact or use to research whether a charity is trustworthy:.

There are also some signs of a charity scam that you can watch out for — avoid any charity or fundraiser that:. It includes lots of resources for researching charities and it gives you a charity checklist that includes the steps you should take before making a donation.

You can contact your state consumer protection office — it will be able to accept and investigate your complaint. You can contact your state consumer protection office here.

Just visit this page of the FTC website. If the suspected scam is related to a natural disaster, then contact the National Center for Disaster Fraud here.

Ticket scammers know that if an event is popular, people will struggle to get tickets, and they take advantage of this by providing counterfeit tickets.

For example, they will use logos and branding that look official and like those used by real ticket companies. Because they know that these tickets are in high demand, scammers will charge prices much higher than the face value of a ticket.

There are actually a lot of ways you can get free money from the government , including college scholarships and grants.

But sadly, scammers also use this as an opportunity to commit frauds. With this scam, a person calls your house and says that they have a free government grant to award to you.

The person asks for your checking account information so that they can deposit the grant money into your account or take out a one-time processing fee.

You can file a complaint with the FTC online here. You can also register with the National Do Not Call Registry, which we mentioned above, and reduce the number of telemarketing calls that you get.

Working from home and having your own business is a dream for a lot of people. And while there are tons of legitimate and real work from jobs out there, there are also a lot of scams disguised as real small businesses and work at home jobs.

Pyramid schemes are some of the most well-known scams that unfortunately a lot of people still fall for. Pyramid schemes do not provide any tangible, for-value goods or services.

New recruits have to pay an upfront cost, and this is where longer-standing members get their money. Usually, pyramid schemes are marketed as multi-level marketing programs — and other types of businesses that sound legitimate.

In order to pay earlier investors, pyramid schemes need to keep recruiting members, so they are always looking for new people to scam.

The pyramid may start with just one person who then recruits 10 people to the level below them, and requires them to invest money.

Then, those ten people all need to recruit new members in order to form the next level and get the profits they were promised. As we all know, gyms rely on driving a ton of memberships, and this is just part of that process.

Or, you can choose to have one 50 minutes personal training session. There are thousands and thousands of blogs out there that exist solely to take advantage of these affiliate programs, which are something of a next-level referral program.

The only difference is that the special link you use enables you to get paid for whatever purchases they may end up making.

A small price to pay for getting in on affiliate programs, which can be pretty great. Great for book blogs. This is huge news for writers and reviewers out there, and indeed, many people make their living exclusively by running Amazon Affiliate blogs.

Sounds sketchy. Kind of fun, like being a secret agent. This is a call center looking for independent contractors who are willing to work from home though, their company name sounds more appropriate for the secret agent work of Call Center QA.

The only requirements for working at LiveOps are an open schedule and the ability to commit to 10 or more hours of work a week. Affiliate systems like this are pretty great since they allow multiple levels of reward to funnel back to you.

This revolutionary file-sharing service will reward you with additional space every time you refer a friend. Another service based reward, this time very simple: refer a friend and you both get access to the premium service.

The Amazon Prime referral program is kind of like a light version of the Amazon Affiliates program. Affiliates go for a quantity approach.

No limit on max referral numbers, so get the word out there on this already popular site and let the rewards come. This is a survey-exclusive site that wants people to give feedback on products and other consumer interests.

Gather your video-watchers and your game-loving friends and refer them to InboxDollars — it might be the easiest money you ever make.

Personally, I think that anyone serious about making money should give at least one of these referral programs a chance. Some of them are pretty small-time opportunities, but some of them have amazing potential.

That is beyond the scope of this post. Wonderful list. Thank you for sharing. Call Center QA is no longer paying for referrals.

I received the email the other day, any referrals made after the 31st of December will not be paid for they did away with that part of the system unfortunately.

Thanks for letting us know, Margo. I will contact them and update the post once I get the words from them that they are officially closing down their paid referral program.

You can simply send your referral link to your friends and family via email, Facebook, etc. Sadly, most of these sites cater to only a few western countries.

That said, if you look under the Digital Services section, you will see sites like Dream Host. Normally, web hosting companies are open to people from anywhere in the world.

So you could use some of them. Never knew there are so many companies out there you wish to pay referral money to us. Thanks for this great list.

Hey I am from India. Am I eligible for earning real referrer income from all of the list you had shared? Please inform me seriously and genuinely that can an Indian people do this easily without any difficulty?

It depends on the company. Some may allow international referral, some may not. You ill have to check with each company individually you may find the answer in their FAQ section.

Great article, thanks for sharing. These are all great sites to earn a little extra on the side through referral, which is also part of affiliate marketing.

Getting more referrals to these sites may pose a bit of a challenge, which is why your own Blog is always a great idea.

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